Protecting the life and health of employees plays an important role in the human resources management of any company. PROSPECTOR has been helping employers for many years to create programmes aimed at improving the health and safeguarding employees and their loved ones in difficult situations of illness, accident or death.

We understand well that every company is different and has unique insurance needs. That is why we take an individual approach to each client to ensure the best possible protection.

Trade credit insurance is a type of insurance policy that protects a company against losses resulting from unpaid invoices by counterparties. Whether contractors suddenly go bankrupt or simply refuse to pay for deliveries, receivables insurance can safeguard a company’s finances.

PROSPECTOR has many years of experience in dealing with entities in the public finance sector.
We have participated in numerous public procurement procedures for the insurance of property, vehicles, civil liability, group life insurance for employees or medical care.

The rapid development of technology, the volatility of the business environment and the increase in regulatory and legal requirements are exposing organisations and their managers to increasing risks. Some of these risks can be reduced by selecting the right insurance policy. Below are some of the specialised insurance solutions we have implemented with our clients.

In the construction industry, due to the large number and scale of risks, as well as the frequency of loss events and their financial consequences, it is crucial to have adequate insurance solutions in place. These include property, liability, life and health insurance for employees and insurance guarantees.