• savings on insurance expenses,
• protection of your assets,
• protection of your current achievements,
• reduced business risk,
• fulfilling warranty obligations,
• improving the competitiveness of the commercial offer,
• increasing customer and consumer loyalty,
• safeguarding employees and increasing their motivation.

I already engage a broker

Already have a broker? Great! And are you fully satisfied with their service and care? Read on and check it out! Because PROSPECTOR’s clients are assured of:

– ongoing contact with the brokers appointed to serve them throughout the year, not just before renewal of the policy – we efficiently answer questions, interpret provisions, arrange assignments and certificates, clarify doubts,

– thorough checking of market opportunities before concluding an insurance contract – we really extensively and seriously verify offers from many different insurers, if necessary we look for coverage abroad;

– full claims handling – we consult what is covered, report claims, keep an eye on deadlines, write appeals, amend provisions of subsequent insurance agreements to better protect clients’ assets, we also help to enforce damages from previous insurance agreements;

– cooperation in the area of prevention – we suggest solutions to prevent further losses and lower the premium, if possible

– development support – a new investment? at the project stage we suggest how to build it so that it is easier and cheaper to insure; a new contractor? we review and propose insurance provisions;

– relieving the burden on the client’s employees in many fields – one phone call to us and we take care of the rest.

And how does your brokerage service work?

Let’s talk over coffee.

I don’t co-operate with a broker

Not sure how a broker works? We are your advocate in the insurance market. We will help you secure your key risks, optimise the scope and price of your insurance, select the right insurance products and negotiate individual provisions tailored to your needs and specificities, take over the handling to relieve your staff. See more under Fields of activity.

No trust? The broker profession is regulated by law. One of the requirements for a broker is to be independent of insurance companies and to maintain insurance secrecy. It is the broker’s duty to be guided by the best interests of the client and to advise on the best possible insurance contract. As a broker, we help the client to verify the market and buy the right insurance from any operating insurance company. We go to great lengths to fully earn the trust of our long-standing clients. Check out our recommendations.

Think this service is too expensive? Brokerage services are free of charge to the client. In accordance with market practice, remuneration in the form of a brokerage commission is paid by the insurer selected by the client, with our involvement. The costs of administration and distribution, including any commissions, are included in the premium in advance by the insurers; they are not added on. The commissions paid by individual insurers are similar to each other. Let’s talk over coffee.

Have you had one and it didn’t live up to expectations? Well, that’s unfortunate. But in every profession you will find better and worse professionals. Just like with a doctor or a mechanic, sometimes you have to change a few to end up with a super professional. Don’t give up your search, test us! Read our published resources, we share our knowledge there.

Intangible services, such as brokerage, are a difficult subject to describe. Unfortunately, you cannot see, touch it or compare technical parameters beforehand. You can only feel relieved and satisfied once we have started working together. And as part of trying and testing you can:

• talk to us – it costs absolutely nothing, we invite you for a coffee.
• talk to our clients, look at our testimonials, publications, social media profile – we’ve been in business since 1996, we’ve accumulated a bit of that.
• have us audit your policies – we’ll prepare a comprehensive report, you’ll see our approach to risk, a different perspective, it can’t hurt because we’ll do it free of charge.
• have us arrange one policy or handle one line of insurance for a start – you’ll see for yourself how we operate, without paying anything extra either, of course