Zarząd

Fields of activity

Public sector insurance tenders
We optimise insurance purchases

Expenditure on the purchase of insurance services is subject to the provisions of the Public Procurement Law to the same extent as any other expenditure of public funds. However, the specific nature and diversity of insurance means that public entities are keen to benefit from the professional support of insurance brokers.

PROSPECTOR has many years of experience in dealing with entities in the public finance sector.

We have participated in numerous public procurement procedures for the insurance of property, vehicles, civil liability, group life insurance for employees or medical care. We provide our clients with comprehensive support:

  • conducting an analysis of the Ordering Party’s needs and requirements, developing an insurance programme taking into account the specific nature of the Ordering Party’s property and business, determining the value of the contract, recommending the duration of the contract, the procedure, and possibly combining the contracts or dividing them into parts;
  • preparation of the necessary documentation, in particular: description of the subject matter of the contract, criteria for evaluation of tenders, draft provisions of the contract, subject matter requirements for contractors, and preparation of answers to contractors’ questions to the ToR;
  • participation of an expert in the works of the tender committee or possibility to conduct the entire procedure on the basis of a power of attorney
  • after the award of the procedure – implementation and servicing of the concluded insurance agreement, ongoing supervision of its proper functioning, claims handling.

An essential tool for the effective award of a contract and, in the case of insurance, a major task for the broker, is the precise description of the subject matter of the contract. Specifying the quality requirements relating to all the essential elements of the subject matter of the contract allows flexibility in determining the relationship between price and other tender evaluation criteria. And our knowledge of the insurance market, provisions of general insurance terms and conditions of potential contractors, knowledge of the possibilities of adapting standard provisions to the Ordering Party’s needs, allows us to limit the Ordering Party’s risk related to the selection of an unsatisfactory offer or lack of offers.

The use of our consultancy services does not require any separate procedure as, in accordance with common practice and applicable law, brokerage services are free of charge for the Ordering Party. The cost of the broker’s remuneration is included in the insurance premium.

You are welcome to contact us! We will talk over coffee and see how we can help you.

Pozostałe obszary

Protecting the life and health of employees plays an important role in the human resources management of any company. PROSPECTOR has been helping employers for many years to create programmes aimed at improving the health and safeguarding employees and their loved ones in difficult situations of illness, accident or death.

We understand well that every company is different and has unique insurance needs. That is why we take an individual approach to each client to ensure the best possible protection.

Trade credit insurance is a type of insurance policy that protects a company against losses resulting from unpaid invoices by counterparties. Whether contractors suddenly go bankrupt or simply refuse to pay for deliveries, receivables insurance can safeguard a company’s finances.

The rapid development of technology, the volatility of the business environment and the increase in regulatory and legal requirements are exposing organisations and their managers to increasing risks. Some of these risks can be reduced by selecting the right insurance policy. Below are some of the specialised insurance solutions we have implemented with our clients.

In the construction industry, due to the large number and scale of risks, as well as the frequency of loss events and their financial consequences, it is crucial to have adequate insurance solutions in place. These include property, liability, life and health insurance for employees and insurance guarantees.